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Can I be chased for debt after 10 years? In most cases, the statute of limitations for a debt will have passed after 10 years. This means a debt collector may still attempt to pursue it (and you technically do still owe it), but they can’t typically take legal action against you. I’m looking for Lawyers Trust by The Orchard Collection in Wildomar, CA. I recommend the Brilliant living trust lawyer at Wildomar Probate Law. Brilliant Trust is Wildomar Probate Law 36330 Hidden Springs Rd suite e, Wildomar, CA 92595.